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Health Insurance Basic

Loss of Income from Disability
Accidental Death & Dismemberment
Medical Expense Benefits
Dental Expense Benefits
Medical Expense Insurance
Long-Term Care Insurance (LTC)
Limited Health Exposures
Prescription Coverage
Determining Insurance Needs
Health Care Providers
Health Care Plans
Health Care Commercial Insurers
Health Maintenance Organizations
HMOs -Federal Requirements
HMO Organization
HMO Exclusions
Basic and Supplemental Services
HMO Co-Payments
Important Features Of HMOs
HMO Complaints
HMO Quality Assurance
   

Prescription Coverage
Prescription medication coverage is normally provided as an optional benefit under a group medical expense policy. The insured and eligible dependents are provided with a stated cost for any prescription medication required.

This specific cost is usually $5–15 dollars per prescription. Thus, regardless of the cost of the medication, the insured pays only the stated amount, and the balance of the prescription cost is paid by the insurance company.

 

 

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