Blues Cross and Blue Shield and Managed Care
The Blues have also been strongly influenced by managed care. Many
Blues
subscribers are now covered by a Blues-affiliated HMO or PPO, or
POS
plan.
Special Requirements for Consolidated Plans
Jointly operated (consolidated) Blue Cross/Blue Shield plans are
often so
comprehensive that supplementing them with major medical coverage
is not
necessary. Plan provisions applying to consolidated Blue Cross/Blue
Shield
plans are similar to plan provisions applying to comprehensive major
medical
plans.